Conventional Loans


Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate.

While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options.



This content is for the sole use of the individual or entity to which it is addressed and may contain confidential information. If you have received this content in error, please notify the sender by email. Any disclosure, copying, dissemination or other use of this communication by someone other than the intended recipient is strictly prohibited. Golden Mortgage LLC is not a law firm, tax or financial planning organization. Golden Mortgage does not provide legal, tax or financial planning advice. Information and materials distributed by email or on our website provide general subject matter information and are not intended to be, nor should they be utilized or relied on as a substitute for legal, tax, financial planning or other professional advice about specific situations. If you require such information, we recommend that you consult with legal counsel or other professional advisers of your choosing. Golden Mortgage, LLC is an Equal Housing Lender.